When you have a baby , people like to tell you all about how magical it’s going to be. They talk to you about the first smiles and the smel...

To The Sleep-Deprived Mother, I See You

When you have a baby, people like to tell you all about how magical it’s going to be. They talk to you about the first smiles and the smell of your baby - how you’ll breathe them in. Sure, they’ll talk about the lack of sleep, but it’s mostly in a way that dismisses how little sleep you’ll get because it’s so worth it

You’ll be told all about the new baby equipment you’ll need and you’ll be told about what to look out for when your baby has a cold. If you’re lucky, you’ll be well-advised on breastfeeding and bottle feeding. They'll tell you the dangers of cot bumpers (a good thing) and the dangers of leaving your baby in a car seat for too long. If you hadn't already realised, much of the warnings you’ll get about pregnancy and your new baby are to help you to be safe. They’ll make you feel excited about the new bundle about to come into your life. 

What they may fail to tell you is just how hard it can be to be a mother. We’re holding our hands up - it’s not easy. Yes, you get used to the lack of sleep, but if your baby has colic or reflux, you’re pretty much never going to get a chance to rest. It sounds brutal, but as you scroll this at 3am while your two week old baby kicks his legs and screams his lungs out, you’ll get it. You’ll understand. And Mum, we see you. We see you struggling. We see your tears and we see how desperate you are to both attend to your baby’s needs while simultaneously begging him to just relax and sleep. We know that this is not easy - and we see you.
Baby Sleeping on White Cotton
The hardest part of motherhood is the lack of sleep. It’s torture, to be honest, to not be able to have any decent rest. A baby is designed to wake up frequently, of course, and in the fourth trimester - those first precious weeks where they are getting used to the outside world - it’s especially hard. However, it doesn't mean that you can’t complain. You can love your baby and be grateful for their tiny presence in your life while wishing them to go to sleep just for a while so you can rest. 

A baby only cries when they are lacking something. Whether this is hunger, discomfort in their nappy or exhaustion, babies will cry because it’s their only way to communicate with you what they need. They also cry when they’re in pain. You may not have breastfed your baby, but even a breastfed baby can scream and cry because of reflux. If you’ve ever had acid reflux, you know exactly how painful it can be to feel the acid rise up at the back of your throat. Imagine being a newborn and feeling that burn but not being able to tell anyone about it? That is your baby right now.

Speaking to your doctor, they should be able to diagnose reflux - especially if your baby is particularly prone to spewing up after every feed. They’ll prescribe Gaviscon infant and hope for the best. With silent reflux, it’s a little different. Your baby may not throw up after every feed, but they’ll still be in pain, and that’s much harder to diagnose. You can practice paced feeding with the bottle to see if your baby is dealing with silent reflux, but ultimately your sleep is still going to be disturbed. The fact is that you should speak to your doctor about any lengthy screaming, as there could be something that you can do about it. 

It’s not easy to deal with sleep deprivation, but your baby doesn't need sleep training. So many of the older generation will tell you to wrap him up and let him scream, but the research has shown time and again that leaving your baby to cry has an adverse effect on them long term. You wouldn't want to be left crying and sad if you were upset, so you won’t want to do the same. The sleep deprivation - thankfully - will pass. Get the right help from your partner or your family. Don't sit up and cry at night alone, because there will always be someone who can help you. If you’re on your own and parenting, you can keep reminding yourself that these long nights feel endless, but there is a day right ahead of you where this will end and your baby will settle and you will reclaim your sleep once more.

Until then? We see you. We support you. We know you can do this.

Image Pexels CC0 License Going on holiday with the kids is a totally different experience from holidays before becoming a family. The ...

How to Plan a Stress-Free Family Holiday

Going on holiday with the kids is a totally different experience from holidays before becoming a family. The spontaneity of your holidays in the past may be gone, but with some planning before you go, you can ensure that your holiday is a fun experience for the whole family. Planning is an essential part of making your family holiday a success and preventing it from becoming a stressful experience. If you are looking for solutions to ensure that your family holiday is a stress-free experience, these ideas will help:

Fuss-Free Flights

The flights are one part of a holiday that many parents dread. The idea of being couped up on a plane for hours with the kids crying and complaining that they are bored is the stuff of nightmares. To prevent any in-flight tantrums, it is a good idea to have some ideas planned to keep the kids entertained and comfortable during the flight. Sticker and activity books are a great distraction to keep the kids occupied and calm during the flight, and are something that you can do together.

Freedom to Explore

When travelling with kids in tow, it is much more convenient to set your own pace when exploring your destination. Using public transport with the kids in a different country can be a nightmare, especially if you are needing to hurry to make connecting trains or buses. Carrying around kids, rushing to catch public transport and also trying to hold bags will leave you feeling hot, sweaty, exhausted and stressed out.

 Making your own way around while you explore is a much more enjoyable experience as the kids will be more comfortable, they can nap if they need to, and you will be able to run on your own schedule instead. Hiring a car is the best solution to getting around your destination.  Make sure to use a reputable car hire company such as BurswoodCarRentals so that you receive the best service.

Plan Your Itinerary

Minimise wasted time on your holiday by planning some of the activities that you want to do, and places that you would like to visit in advance. While you may not want to create a rigid routine, it is a good idea to at least have some ideas of places that you want to visit. Otherwise, you may find yourself wasting time during the holiday searching for things to do, and have the kids constantly asking, ‘what are we doing today?’ 

Checking out the tourist information website for your destination is a great way to get an overview of the types of places you would like to see. Don’t forget to look for reviews from other tourists that have visited to see what they had to say about the places and whether or not they would recommend them. 

Avoid mealtime meltdowns in crowded restaurants by researching some family-friendly places to eat before heading off on your trip. If your kids are fussy eaters finding places to eat in advance is particularly helpful.

Everyone loves a great deal but sometimes we search for hours to find the best ones, we spend time searching for coupons or free delivery co...

Find great deals with UK Deals and Giveaways

Everyone loves a great deal but sometimes we search for hours to find the best ones, we spend time searching for coupons or free delivery codes or maybe even a great price for something off your wishlist, well fear not because I've found an amazing site called UK Deals And Giveaways that will save your time and money!

UK Deals and Giveaways site is a brilliant platform full of great deals, exclusive discount codes and even great giveaways too, you can win toys, appliances and so much more! Register for free and you could save £100's on these amazing deals.
Photo by Artem Beliaikin
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They even have a Facebook following of 20k and post great deals every day from trusted sites as well as having thousands of registered users on their site. Users can register for free as well as post and comment on deals, It really is a lovely community for people who want to save money and time!

The site has a great variety of categories including baby, beauty, gaming, homewear, fashion, toys and travel, as well as having the giveaways section too. It's so handy especially if you like to online shop like me!
So finding deals is extremely easy, just click the deal you like and press the 'get deal' button or even start a discussion and leave a review in the comments section with other fellow bargain hunters.

Photo by Hassan OUAJBIR
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UK Deals and Giveaways is especially great for new and expecting parents, in the Baby section you can find great deals for the things you need most like a car seat or a moses basket or even just saving a few quid of a pack of Nappies!

Sign up now to get the greatest deals in the UK now!

For years I have struggled to accept myself for who I am. I have hidden my difficulties and tried my hardest to smile and act happy every ...

Guest Post: Mental Health

For years I have struggled to accept myself for who I am. I have hidden my difficulties and tried my hardest to smile and act happy every single day while inside my mind is screaming at me.

I spent years hiding my anxiety, my depression and my OCD.

I didn't want to admit to myself that I was struggling, to me no one else struggled with anything. Everyone I knew was happy, bubbly and always in a good mood. I thought there was something wrong with me. That I was different.

I felt ashamed, weak, hating myself for my thoughts.

I hid it to the point where I made myself ill. My depression was declining, my OCD was becoming more dominant and life controlling that I could no longer hide it from my family. My anxiety was at a full time high that I could honestly hear and feel my heart thumping through my chest.

I confessed all one night to my Husband. I hadn't slept properly for ages. I was at breaking point.

Surprisingly (or unsurprisingly) my Husband new I wasn't well but he was waiting for me to admit I needed help. He had tried asking me several times before but I abruptly shut him out. I felt really bad.

Along with my hubby I arranged to see the GP. He was rubbish. He told me to contact an online counsellor then all would be well. I did as I was told. I had 4 counselling sessions via email. It made no difference to me what so ever.

I went back to the GP again and this time I asked to see a GP who had experience with mental health (I felt so embarrassed).

However in being honest I was seen by a GP who listened, who offered me tissues when I cried, who went well over his time with me but made no attempt to move me.

He did suggest I see a counsellor but face to face and he prescribed me with anti depressants and signed me off work until I felt I could go back.

After a few weeks I felt an improvement in my thoughts. The instant panic feeling started subsiding. I started writing a diary and started talking to my family about my difficulties. I was able to open up about the way I felt. It was hard at first, but after time it became easier. I didn't see a counsellor as the waiting list was so long I never received an appointment.

A few years down the line and I am still take anti depressants, I still have anxiety, OCD and bouts of depression but not half as bad as it used to be. I am open and will talk honestly about my mental health to anyone and everyone. I have accepted my quirks, I am who I am!

If you feel alone please remember you are not. There are hundreds of people out there that are suffering too, just because you can't see it, it doesn't mean behind those smiles people are ok.

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It’s cold, it’s dark, it's January. With so many of us feeling the January blues it is no wonder that this month is a popular one for b...

3 Exciting Family Holidays

It’s cold, it’s dark, it's January. With so many of us feeling the January blues it is no wonder that this month is a popular one for booking our summer holidays. Booking a holiday gives us something fun to look forward to and keep us going through the gloomy days. If you are looking for a little inspiration, then you have come to the right place as today we are sharing with you 3 exciting family holidays. Which one will you choose? 

Disney World
Disney World in Orlando, Florida, might just be the ultimate exciting family holiday.
Disney World has four theme parks, Magic Kingdom, Animal Kingdom, Epcot and Hollywood Studios, along with two water parks all spread out over a huge area also encompassing several resorts, shops, entertainment and restaurants. There is more than enough to do there for families and you would not need to leave Disney property during your entire holiday if you didn’t want to. You would not get bored!
However, if you wanted a break away from Disney, there are plenty of other things to see and do in Orlando and the white sandy beaches of the coast might tempt you.
If the magic of Disney is calling to you, you might want to read about Planning a Disneycation in Florida.
Cruising is becoming a popular family holiday choice and it is easy to see why. Cruising covers every base for you, as it's an all-inclusive holiday, you get to see several destinations, there's no end of family entertainment and activities, all with the excitement of travelling onboard a ship. 
Cruising holidays enable you to get out and see the world. You could explore islands in the Mediterranean, maybe you will cruise the famous Nile River or perhaps the Caribbean is calling to you. You can take in so many different sights and cultures whilst on a cruise, without having to deal with the inconvenience of moving from hotel to hotel and long road trips. 
The ships themselves normally boast several swimming pools, cinemas and theatres, plenty of restaurants to choose from and a variety of sports, clubs and activities to get involved with, perfect for those days at sea. 
If you are fascinated by the idea of cruising, you might want to contact Bolsover Cruise Club for guidance and inspiration. 
Adventure holiday 
If you are looking for something a little different, you might want to try a family adventure holiday.
There are a wide variety of holidays available, it all depends on just how adventurous your family wants to be. You might go for a camping trip in the forest, roughing it in the wild for a few days. Or perhaps that is too tame for your family and you are looking for an adrenaline-filled break, complete with white water rafting, abseiling and rock climbing.
The fun thing about these breaks is that you can take on the activities that appeal to you whilst heading to the destination that you are most eager to explore. You can check out this list for more adventure holiday inspiration.

While creating a new life is one of the most satisfying things any woman can do, it’s also a time rife with mental health concerns. Everyth...

Mental Health And Your IVF Journey

While creating a new life is one of the most satisfying things any woman can do, it’s also a time rife with mental health concerns. Everything from postpartum depression to high levels of pregnancy anxiety can creep in. These, paired with a lack of sleep, can often leave women in a dark mental hole. And, that’s if all runs medically ‘smoothly’ during pregnancy and birth! 

When things don’t go according to plan, those mental health concerns only rise in prevalence. Couples who embark on IVF, in particular, often find that the journey of starting or expanding their family goes from a dream to a nightmare, and mental health can significantly suffer as a result. But, with many experts suggesting that high stress levels can impact fertility, as well as passing to a baby during pregnancy, you should address this issue sooner rather than later with the following coping strategies. 

Find healthier focuses for your mind

After each IVF session, you may find that you can’t think about anything else, and that’s the first red flag where mental health is concerned. Our first suggestion is, therefore, to find healthier things to focus on. Meditation and gentle yoga are fantastic for this, as are various other types of exercise. While women undergoing treatment will want to take it easy, gentle options like walking and light jogging should always remain within reach. 

Seek support from people who know what you’re experiencing

Couples should take a great deal of support from each other during IVF but, for women especially, this may not be enough. While your partner is still understandably worried, they can’t fully grasp the physical impact treatment can have. Hence why you may also find it useful to reach out to other IVF recipients. There are plenty of forums online to make this possible and, once you start airing your concerns to people in the know, you may find that your anxiety at least starts to ease a little. 

Don’t stretch yourself with a stacked schedule

IVF can entail a fair few appointments, each of which takes around twenty minutes. If you’re trying to squeeze these between work, your stress levels will start soaring before implantation even occurs. Pair this with the worry you can expect down the line, and it’s hardly surprising your mental health is at risk. Do yourself a favour by booking time off work where you can. You may even find it useful to talk to your boss about flexible working so you can fit appointments into your days with ease. And, of course, you should seek a nearby clinic so that appointments are as quick and stress-free as they possibly can be. 

A journey like IVF is never going to be easy, but, as you can see, it doesn’t need to take a significant toll on your mental health if you remain aware of the risks. Simply practice kindness as much as you can through the journey, and fingers crossed that you receive the outcome you’re hoping for.

Zimpli kids sent us a whole range of goodies to try and they are so much fun I love it! If you don't remember we did a post with Zimply...

BIG Fun With Zimply Kids

Zimpli kids sent us a whole range of goodies to try and they are so much fun I love it! If you don't remember we did a post with Zimply Kids last year and had such a blast with Snowballs, Slime And Jelli Fun!

This year we got brand new products to try, like the Chocolate Emoji Maker, crackle baff and of course some snoball fun for the festive season and Princess pink Gelli Baff to get all gooey!

First up we tried the Gelli Baff and had so much fun with it making piles of Gelli, Lilli and Laten got in the bath with it and said it felt incredibly strange, it was really bright pink and took about 15 seconds to change from water to Gelli we were really supprised!

Girl with swim suit on in bathtub with Gelli baff

Next we tried the snoball play and lilli used the snow for her dolls to play in it was so much fun, we followed the simple instructions to make the solution and it was really quick and easy, lilli loved helping make it and we had so much fun playing!

Lastly we tried the crackle baff, it was incredibly fun, now we didn't actually try this in the bath and just had it in a large bowl because lilli wasn't feeling the bath that night.
That being said, it was so much fun to feel and listen too and made hardly any mess at all.

Allthough we got sent the Chocolate Emoji Maker we haven't yet tried it because of the hustle and bustle of Christmas and new year but we'll definitely let you all know how it goes when we do! Make sure to keep and eye on our Instagram :)

We had so much trying all these from Zimpli Kids and they really do make awesome presents or even just a treat to have a little fun. Go check out their social media too just search Zimpli Kids.

Pexels - CC0 License As a parent, it can be easy to wish the best for your child. You know that growing as a brand new human is not a...

Helping Your Child Feel More Comfortable

As a parent, it can be easy to wish the best for your child. You know that growing as a brand new human is not always the easiest thing to do, and so we love to care for our children as much as possible. What could possibly be wrong with that? Provided we do not overly mother them or restrict them to the point of overbearing cover, caring for your child in this way is nothing but healthy.

Helping your child feel more comfortable, throughout the various metaphorical and literal teething issues that occur as they grow, can be a healthy thing to help them experience. Sometimes medical maladies or growth issues can cause them to feel discomfort and unhappiness, and none of us wish to see our children going through that.

So, helping your child feel more comfortable in a healthy manner is definitely worth thinking about, and investing in so you have the right tools to apply to the right situation. With the following advice, we hope you can achieve that:

Medicine & Injury Care

It’s unfortunate, but sooner or later your child is going to find some ingenious means in which they can injure themselves. We might think back to our childhoods to remember just how true this is. Of course, you as the parent this time, you have an obligation to help them recover from their mistake, no matter how much you warned them against making it. Stocking a medicine cabinet with paracetamol for kids, a first aid kid, learning how to bandage or hold certain harmed joins or clean and cover cuts and bruises can help you either commit to a healing resolution then and there, or provide them the best care before you find them further professional help.

Sleep Hygiene

Without your help, a child will often default to staying up all night and then sleeping all day. This is because it’s the easiest thing in the world to avoid bedtime, but we all know just how testing and troubled an overtired child can be. As such, ensuring they have a regular sleep time each night, reading to them to help them feel safe, outfitting their bed with comforting blankets and a night light in their bedroom will help them make a friend of bedtime, not an enemy.

Safety & Comfort

Letting them know you’re there can be a worthwhile means of helping them feel safe. A security blanket can help some children who feel afraid at night, while sometimes pretending that you’ve gotten rid of any perceived monster by first letting them know how fictional they are, and then doing a fun ‘banishment’ ritual could be a worthwhile combo. Simply being there when they need you, attending to them if they cry, and allowing your door to remain open at night could also be a reliable means of helping them relax. Every child deserves to feel comfortable in their own home, after all.

With this advice, we hope you can help your child feel comfortable as they develop over the years.

Doing your own little renovations and interior decorations is a lot of fun, but most people are worried that they’ll either ruin their home...

Beautiful DIY Shelves in 4 Simple Steps

Doing your own little renovations and interior decorations is a lot of fun, but most people are worried that they’ll either ruin their home or that it’ll cost too much. As a result, they’ll typically ask other people or even consider speaking to a contractor, especially if it’s a relatively large project.

Thankfully, performing your own little DIY renovations is easy if you know how. So in this article, we’re going to help you design and put together some beautiful DIY shelves in just four simple steps.

1. Plan your shelves

One of the first things to do is plan out your shelving ideas. This is where shelving inspiration can come in handy. One of the most unique ideas is to take old furniture and bits of wood that you might have laying around and turn them into some beautiful shelves. For instance, if you have an old table lying around, you can recycle the wood and create some custom-length shelves. Alternatively, if you have some sturdy wooden boxes from storing fruits and vegetables, they can easily be bolted onto the wall to create some rustic shelves.

2. Purchase the materials and tools

Next, you’ll want to purchase some tools and extra materials. For tools, you’ll ideally want a basic set that includes things such as a screwdriver, hammer and perhaps a drill if you plan to install your walls into a tough material. A live wire detector will also help.

For materials, it really depends on the type of shelf that you want to design. If you’re doing it from scratch, then most types of wood are generally considered fine. If you’re recycling some home furniture and materials, then you can save a lot of money.

In addition to the shelf itself, you need a way to mount it. If the material is thick enough, you can hide a mounting system in the shelf unit, such as holes to slot a metal rod into. However, the most common option is to use heavy duty angled corner brackets and bolt them to both the shelf and your wall. This provides a sturdy fit and can be used on any type of shelf.

3. Prepare your wall

Now you’ll want to prepare the wall. If you need to drill holes, make sure the furniture and carpets close to the wall have some kind of protection so you don’t get bits of wood and wallpaper everywhere.

The wall itself should also be examined for any wooden supports and wiring. You’ll typically need some kind of tool to locate the wiring so that you don’t accidentally drill into it. However, if you don’t have a drill then you can always hammer nails and other anchors into the wall instead.

4. Install your shelves
Now you can finally install your shelves. In most cases, you’re going to be bolting a bracket to the wall and then placing the shelf onto those brackets. Then, you’ll be using screws to attach the shelf unit to the other half of the brackets.

This part is easy, assuming you have a little help to hold the shelf while you screw it in. While you don’t need power tools for most materials, it’s still a good idea to speed up the process.

Source - CC0 Licence It's one of the most heartbreaking things to see in life. When we have a member of the family that is strugg...

Tough Love: Helping A Family Member Who Is Struggling With Addiction

It's one of the most heartbreaking things to see in life. When we have a member of the family that is struggling with addiction, it can tear a family apart. And when we are going through various problems with the family, this can be the straw that breaks the camel’s back. While we all need to learn how to reach out for help, what do we do when there's a family member that is struggling with addiction, but they cannot see it?

Identifying The Problem Early On
It's vital that we all know the signs and symptoms and if we feel that it's gone too far then we have to make sure that we get in contact with a professional. It might be important to share these observations with a professional centre. There are plenty of resources out there, such as the ANA treatment centre, which you can find out more about online. Speaking to a professional can help you to address the issue in the right way. Confronting the person who is struggling with an addiction isn't about the naming and shaming process. What we have to remember is to make sure that everybody is safe from potential harm.

Bringing Up The Subject To The Person Struggling With Addiction
This can be an incredibly tricky subject. It's important not to bring up the subject when the person is under the influence. It's important to establish a good time to talk when you and the person in question have time alone. The ultimate goal is to have a dialogue rather than telling them off. When you meet up, you must have an emphasis on care. It's important to list all the behaviours that you have seen as well as asking open-ended questions and avoiding judgement.

The Importance Of Treatment
It's crucial that we don't force treatment onto them, but we have to give them the whole picture. Treatment is essential because this may be the only way for them to cut back on their addictions. If the problems have occurred over a short period of time, the treatment doesn't have to be in a professional sense. Instead, we can help them through the issue with care and love. The person may be able to stop completely with the right emotional support but if there are relapses we have to think about professional treatment. Sometimes there are components like cognitive behavioural therapy or counselling that can help them to address the core issue of why they have an addiction. It's an incredibly difficult thing to sustain someone through when they are a family member because we may feel too close to them. It's a very difficult decision to make, such as whether you want to implement “tough love”, but in a professional sense, you have to think about it being a holistic approach, not just detoxification. Addiction is also about addressing their mental health as well.

And when someone needs help, especially in our family, it can mean that we are suffering as well. It's important to remember that when we are helping someone going through this, that we look after ourselves as well.

This time of year is one of the most common times that people really start to look at their finances a little closer. With Christmas and Ne...

Getting A Handle On Your Finances

This time of year is one of the most common times that people really start to look at their finances a little closer. With Christmas and New year being the most likely time for people to add their debt January tends to be the month where the need to assess and digest your finances is much needed. Whether you want to become debt-free, save for a large purchase or just have a little extra spare money through the year for holidays or house projects getting a handle on your finances is where it needs to start. 

It can be quite daunting to think about your finances especially if you and your family have fallen into the habit of living month by month with no saving or spare funds. However, delving into your finances in depth is the best way to move forward and become successful in the management of the household money. 

If you want to start to manage your finances better and forward to a future that is well managed have a look below at some of the ways you can get a good handle on your finances this year: 

What’s Coming In And Out? 

The first thing that you need to do is look at what funds you have come into the household and what funda you have left on a monthly basis. This means looking at both yours and your partner’s income, any child benefit you receive, any benefits you receive and then any other source of income such as child maintenance or tax credits. Total them up and you will have the figure of your total household income. You then need to look at your monthly outgoings. The key with this is to always include the worst-case scenario. So, if you sometimes spend £100 on petrol but the next month you have £150 always use the higher figure, this way you won’t fall into any nasty surprises. When looking at the money that has to leave your household, to start with leave out any debts that you’re paying other than those that are considered a bill, such as your mortgage or regular credit card payments. You can look at debts at a later time. Once you have both figures deduct your outgoing from your income and you’ll be left with your disposable income. Your disposable income is what you will use to pay off debts, enjoy days out and treat yourself from time to time. When looking at your monthly outgoings don’t forget to include things such as your toiletries, a few days out, eating out, your food allowance and clothing for you and any children. If you’re ever stuck on what to include there are many different lists available to use online

Look At Your Debts

Although it can be frustrating and a little daunting to look at your debts in depth it’s a good idea to know exactly where you stand. Even if you have a high amount of debt to repay, excluding your mortgage or car payments it’s still better to identify all of the money you owe. You should always have a good line of communication with anyone that you owe money to, you will find that having a good line of communication means that they’re more pleasant able to work with you to find an ideal solution to get debt clear. They will understand that living costs are high, and may request that fill out an expenditure form. This is where already looking at your finances is useful as you will already know how much disposable income you have to allocate to any debts. At times it may be a better option to look at things such as debt consolidation loan so you’re able to consolidate your debts into one easy payment however you do need to have a relatively decent credit rating to do this. If you consider this option make sure you always have a look at the secured loan FAQs section to understand what you’re applying for. Dealing with your debts in a proactive way will not only improve your credit rating but it will also remove any worry. Even if you can afford to make a small contribution on a monthly basis it’s better than not making any and it leading to further consequences such as bailiff’s attending your property or a CCJ

Getting Organised 

Something that many people fall down on is keeping organised. The only way that you’re going to keep a handle on your finances is if you’re organised. Otherwise, you risk leaving items off of your expenditure a not allocating the right household income to the right areas. Create a family folder that contains any important documents, including payslips, council tax paperwork, general bills, insurance paperwork, debt letters etc. Any new mail you receive would be placed in the folder. It can be very easy to let the folder get out of hand and for it to become unmanageable, so it’s a good idea to set some time to one side for sorting through it at least once every three months. Chuck out any old letter and only keep the most recent and the most relevant. You will get a level of satisfaction as you are slowly able to throw away letters of debts that have now gone because you’ve been allocating your money correctly. 


Once you have started to manage your money and work to paying off your debts, you can look to starting some savings. Have a look at the amount of money you have left from your disposable income and have a think about what you’re saving for. Then you can start saving a certain amount each month. It’s a good idea to set up a saving account and save your funds at the start of each month instead of the end. People who save this way are much more successful as they’re less likely to dip into the funds that could be allocated to their savings potential.

You can also earn extra cash by doing paid surveys online, places like valued opinions, surveycool or pinecone research can sometimes pay upto £3 a survey!

This is just a short guide to helping you get on top of your finances to start getting debt-free and saving, Do you have any other tips that you can share in the comments?